• Garnet achieves predictability in a historically unpredictable market.
  • We apply strong pricing guidance, diligent analytics and clear presentation materials to our sales.
  • Garnet reaches a broader market than the internet or institutional broker community due to long standing relations and continual attendance at industry events.
  • Our specialty in small balance loans has helped lenders develop programmatic sales.

What Clients are Saying

  • "The Garnet team uncovered value we did not know was there."

    VP – Top 20 Bank
  • "I could never have bid on such a complex deal from a different advisor."

    Senior Managing Director, Hedge Fund
  • "Your team was relentless in getting the deal closed."

    President, $100mm Community Bank

$150,000,000*

Commercial Loans & Leases

$30,000,000

Truck Leases

$17,000,000

Franchise Finance Loans

$80,000,000*

Church Loans

$18,500,000

Hospitality Relationship

$100,000,000

Mixed Commercial Loans

*multiple transactions

What Differentiates Garnet?

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Pricing and Diligence

  • Sellers given pre-sale pricing to align expectations
  • Garnet diligence allows for remediation
  • Third party appends to increase bidder confidence
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Presentation and Sales

  • Deal info meets buyer's needs
  • Negative assumptions avoided
  • Existing buyers covered – NEW buyers uncovered
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Execution and Closing

  • Upfront attention makes closing easier
  • Senior management involved in every closing
  • Organization of servicing and file transfer

What are the Critical Factors in a Commercial Sale?

1. Information


  • Data file confirmation
  • Offering tells the portfolio's "story"
  • "Clear, Concise, Correct" presentation
  • Third party info adds value

2. Pooling


  • Pools constructed for buyers
  • Sales team schooled in value
  • Full market coverage
  • Creates price transparency

3. Closing


  • Track portfolio changes
  • LSA negotiations
  • Guide closing process
  • Confirm settlement statements

View other Product Types

Consumer Loans

Tailored Execution
Broad Experience

Residential Loans

No Price Fade
All Loans Sold

Charge-Offs

Over $100 billion Sold
Compliance Focused

Latin America

Local Knowledge
Market Maker