Experience, Reputation, and Ability. "Garnet prides itself on conducting loan sales with the highest level of integrity. Garnet’s professionals are highly experienced and credentialed in marketing and selling consumer loan portfolios similar to the Debtor’s assets. The Trustee selected Garnet based on its reputation, experience, and success in the receivables management industry. Garnet obtained a remarkable result for the Estate, attributable to its connections, experience, and involvement in the industry."