Garnet’s preparedness – including pandemic business continuity drills months prior to the outbreak - has ensured 100% functionality for our personnel.
We continue seamless operations despite market volatility and look forward to working with you today and in the future.
LOAN PORTFOLIO SALES
Making loan portfolios
stand out
Products
Commercial Loans
Certainty of Execution Custom Analytics
Consumer Loans
Tailored Execution Broad Experience
Residential Loans
No Price Fade All Loans Sold
Charge-Offs
Over $100 billion Sold Compliance Focused
Latin America
Local Knowledge Market Maker
About Us
Introduction to Garnet
Garnet Capital is a financial services company specializing in managing loan portfolio sales and providing valuation services.
Garnet Blog
Regulators Want Banks to Lend More
January 06, 2021
The Fed Vice Chair for Supervision is exhorting the banks to lend more but realizes that there may be disincentives. One avenue banks and credit union can take is to buy high quality, shorter duration consumer assets with yields to bolster balance sheets.
Consumers Paying Down Debt a Problem for Banks and Credit Unions
December 17, 2020
With decreased spending opportunities due to the pandemic, consumers have lowered their expenses and continue to pay down debt. Unfortunately, this is making it difficult for banks and credit unions to support loan growth and earnings, which warrants the need to add loan growth through high-quality performing portfolios.
Banks Are Tightening Credit
December 15, 2020
Banks are tightening for commercial and consumer borrowers amid the coronavirus pandemic and continued economic uncertainty.
Garnet Capital provides an update and overview of the current Residential Mortgage Market for 3rd Quarter 2020, including pricing trends, market outlook and risk factors.
For sellers of commercial loans, portfolio assessments and sale decisions have been upended due to economic and public-health
considerations around COVID-19. Garnet developed its COVID-19 Vulnerability Assessment Model (“COVAM”) to help lenders
identify COVID-19 related exposures which may impact both credit decisions and secondary-market loan sale projects.