Garnet Capital is a financial services company specializing in managing loan portfolio sales and providing valuation services.
Home prices and sales are sluggish, but the consumer is doing just fine due to a strong employment picture. For lenders, now may be a good time to get out of long-term low-interest rate assets such as mortgages, and invest in shorter duration, higher-yielding assets.
A scenario of rising interest rates can be challenging for banks caught with lower interest rated, long-term loans on their books. Banks can sell these loans and use the proceeds to improve their margins and strengthen their balance sheets.
Serving as one of the most important structured finance industry conferences, the 2019 gathering anticipates a delegation of over 4,000 structured finance professionals, which includes more than 2,000 attendees representing a diverse cross section of issuers and investors in the ABS market.
The World’s Leading Event in Financial Services Innovation. Garnet is proud to be an exhibitor at this exciting event!
RMA Magazine Article, November 2018
Small businesses have always had a harder time securing financing than their larger brethren, but these challenges have grown even worse in recent years. As economic conditions have improved, fledgling firms have been seeking additional capital to invest and expand. While demand for credit from this sector is growing, many banks are reluctant to provide them the financing they need. Where else can they turn?
The compliance environment for debt sales has evolved significantly over the years. Focusing on several material components provides a framework for understanding these developments, including how information security, government agencies’ debt sales guidelines and the types of debt involved, have progressed.
“In March and mid-April, loan sale advisory firm Garnet Capital Advisors plans to attend two industry conferences in Florida and New York..."
"Attending the DBA has become the critical kick-off to our year," DiPalma said. "This conference brings important industry participants together and the association focuses on how to promote industry best practices and communication in many ways..."
“To work effectively in the new system, one has to understand the parts of the new regulatory apparatus and how they impact the roles of all parties in the debt sales space…”