Andy Carlson is Managing Director and the head of Garnet’s Charged-Off and Bankruptcy Loan Sales Group in its Minneapolis office. Andy is an RMAi Certified Receivables Compliance Professional (CRCP). Since joining Garnet in 2012, Andy has managed the sale of nearly $30 billion of loan portfolios and other transactions. Overall, Andy has presided over the execution of more than $55 billion in consumer-loan sales, purchases and corporate capital transactions. Prior to joining Garnet, Andy served as the Director of Portfolio Management for Jefferson Capital Systems, a major debt buyer in both the U.S. and the U.K. Andy earned his B.A. in Finance from the University of St. Thomas in St. Paul, Minnesota.