Blog Categories

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The combination of COVID-19 and the FASB CECL impementation can have a significant impact on banks' capital. But either with or without CECL, estimates of losses will be increasing as well as distressed loans and borrowers. Loan sales can be an integral tool in a bank or credit union workout strategy.
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Fintechs are big competition for traditional banks, particularly when it comes to digital payment platforms. According to a recent poll, payments outweigh lending by a ratio of 2:1 as a perceived fintech competitor to banking.
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Banks are finding themselves with plenty of cash from boosted deposits, leaving them wondering what they are to do with all that money while trying to increase profits.
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New data suggests that the US economy is recovering, and given this optimistic environment, now may be a great time for lenders to sell loans to create a more robust loan portfolio.
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Credit unions are stepping up to the plate when it comes to issuing PPP loans to small businesses across the US.
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Consumer loans are performing better than the general economic conditions would predict, which bodes well for high-quality consumer loan portfolios.
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Smaller banks are using the MSLP as a way to attract larger commercial clients as bigger banks appear to stick only to serving existing clients.
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The housing market is seeing a significant increase in activity as demand increases, and housing prices rise, pointing to a potentially ideal time for lenders to review their loan portfolios to look for profitable opportunities.
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The Madden v. Midland Funding ruling that took effect four years ago has been cause for concern for lenders, but the OCC's recent proposal may help banks bypass the ruling, which is good news for all secondary loan markets.
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