Blog Categories

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The CFPB will hold its symposium on September 19, 2019, to discuss behavioral economics and how it impacts consumer finances.
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New rent regulations in New York are negatively affecting community banks, prompting lenders to revisit their loan portfolios to ensure they're well-balanced.
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New lending players have been supplying a large portion of the money in the lending ecosphere, in many cases overshadowing the contribution of banks. But with less regulation in this space, these nonbank finance companies are putting themselves at risk without proper strategies in place to protect themselves.
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With defaults low thanks to lower interest rates, distressed debt continues to dwindle. Now is the time for banks to sell before any turn in the economy.
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Restaurant loans are struggling right now with many casual dining chins filing for bankruptcy protection. Could this be a sign that an economic downturn is looming?
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Restaurant loans are struggling right now with many casual dining chins filing for bankruptcy protection. Could this be a sign that an economic downturn is looming?
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Niche lending can help banks, credit unions and other lenders diversify their products and income streams. But without proper precautions and measures put in place, they may also find adjusting their portfolios problematic.
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Certain California lenders that carry out commercial financing transactions will soon be subject to more regulations under the new Commercial Financing Disclosures law, which resemble the types of disclosures applicable to consumer lending.
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The CFPB's ability-to-repay rule was recently tested in court when an Ohio man sued his bank after facing foreclosure. The federal judge sided with the bank, which may discourage others from trying the same route in a last attempt to avoid foreclosure.
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Credit card delinquencies and defaults are on the rise and have recently hit a seven-year high, prompting lenders to take a closer look at their loan portfolios to spot signs of risky assets.
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