Industry Outlook

Our take on the latest trending events:

Excerpt:
There are several common concerns among community banks across the US: attracting the right types of clients using affordable tactics, putting profitable loans on the books, and freeing up capital on portfolios that are being taken up by delinquent and underperforming assets.
More..
Excerpt:
Anyone following the news will regularly hear of continued brick-and-mortar retail store closures, many of which are big names in the retail sphere that are seemingly dwindling by the minute. And the wave of retail store closures only seems to be getting started, as more are expected well into 2019 and beyond.
More..
Excerpt:
Does the future of FinTech lie in mergers and combinations within the financial services industry globally?
More..
Excerpt:
Will big changes be on the horizon for the accounting laws on Current Expected Credit Losses (CECL)? At a recent roundtable meeting hosted by the FASB, some banks and lenders pushed back on the new standard that's to take effect early next year, asking the FASB to reconsider modifying the new model, while others are in favor of it proceeding. So, what will the FASB do with the concerns raised?
More..
Excerpt:
As leveraged loans become more prolific, debt cushions are shrinking and posing a risk to certain lenders. This is the ideal time to evaluate and adjust portfolios for risk and return.
More..
Excerpt:
Read on to learn how one bank CEO views his institution's recent growth, and how your business can learn from his example.
More..
Excerpt:
A scenario of rising interest rates can be challenging for banks caught with lower interest rated, long-term loans on their books. Banks can sell these loans and use the proceeds to improve their margins and strengthen their balance sheets.
More..
Excerpt:
Strong trends in employment and GDP spelled good macroeconomic news in 2018, and the strong trends are expected to continue in 2019. As a result, trends in the consumer credit market should be robust as well.
More..
Excerpt:
CECL is a new standard set forth by the FASB. It is set to be implemented in 2020 for all SEC registrants and 2021 for all other banks. The ABA terms it a "significant challenge for the banking industry" and notes that it has the potential to change the way banks do business. While many industry associations seek to delay or mitigate the implementation of CECL, the fact is, it is coming, and banks need to be prepared.
More..
Excerpt:
Non-banks now write the majority of mortgages in the U.S., but the sustainability of their business model in an economic downturn is not proven - and may be questionable. In addition, traditional banks lend to non-banks, and are thus still exposed to any vulnerability they have.
More..
Excerpt:
Freight Transportation Industry On the Rise: Banks Taking Notice
More..
Excerpt:
Mobile Payments, Cashless Banking, and Other Digital Trends for Banks
More..
Excerpt:
Mergers and Acquisitions Unleashed in 2018
More..
Excerpt:
Canadian Banks Investing More in U.S. Domestic Assets
More..
Excerpt:
The CFPB Director Search: Moving to the Political Middle?
More..
Excerpt:
The CFPB Director's Memo to Staff: No More Pushing the Envelope
More..
Excerpt:
Loan Trends - Foreign CRE Investments in the US
More..
Excerpt:
Canadian Banks Looking to US to Maximize Gains
More..
Excerpt:
Congress Should Intervene to Clarify that Banks Are the True Lender
More..
Excerpt:
Banks Are Lending: Paced by Community Banks
More..
Excerpt:
Consumer Confidence Rising
More..
Excerpt:
A Bank Merger Storm May Be On The Horizon
More..
Excerpt:
Greater Scrutiny for Community Banks
More..
Excerpt:
Community Banks: Outside of the Box Lending
More..
Excerpt:
Added Scrutiny of Brokered Deposits
More..
Excerpt:
Bank Stress Tests Success: Moving Forward
More..
Excerpt:
The Consumer Finance Protection Bureau Moves Slowly on Debt Collection
More..
Excerpt:
CECL: Making Short Term Assets a Priority
More..
Excerpt:
Putting the Focus on Borrowers: Subprime vs Prime Credit Card Lending
More..
Excerpt:
Bank Lending Down in Some Areas, Restrictions Up
More..
Excerpt:
Mounting Scrutiny of Vendors by Banks Due To Heightened Cybersecurity Measures
More..
Excerpt:
Banks Face New Strategic Risks
More..
Excerpt:
Liquidity Follows a Unified Approach to the Housing Finance System
More..
Excerpt:
Community Banking: Balance Counts
More..
Excerpt:
Traditional Lenders Battle Superlow Interest Rates
More..
Excerpt:
Next-Gen Bankers: Young Bankers Are Key to Industry Success
More..
Excerpt:
Will We See a Year-End Interest Rate Hike?
More..
Excerpt:
Adding Value with Robo Technology
More..
Excerpt:
What can the Banking Industry Can Learn From Pokemon GO
More..
Excerpt:
After Brexit: Banks Face Low Interest Margin Environment
More..
Excerpt:
Too Small to Succeed? Growing to Survive ...
More..
Excerpt:
Who Is Too Big to Fail?
More..
Excerpt:
Moving From Merchant Cash Advances to Bank Loans: What Gives?
More..
Excerpt:
The Interest Rate Environment and the Economy: A Closer Look
More..
Excerpt:
Shadow Banking: Taking a Closer Look
More..
Excerpt:
Are Banks Ready to Fully Embrace the Cloud?
More..
Excerpt:
Predictions and Trends in Small Business Lending for 2016
More..
Excerpt:
Community Banks: What Does the Future Hold?
More..
Excerpt:
Can Big Banks Return to Their "Glory Days"?
More..
Excerpt:
Technology, Biometrics, and Keeping the Banking Industry Secure
More..
Excerpt:
The Impact of Stocks on the Banking Industry and the Loan Market
More..
Excerpt:
3Q Big Bank Earnings in Review: Wells Fargo at the Top of the Industry
More..
Excerpt:
Can Another Financial Crisis Be Prevented - Really?
More..
Excerpt:
Is Branch-Banking Dying? Not According to JPMorgan!
More..
Excerpt:
Outlook for Banking Industry? Promising ...
More..
Excerpt:
An Overview of the China Effect on Banks
More..
Excerpt:
Mortgage Banking & Loan Growth Help Banks Offset Increase in Expenses
More..
Excerpt:
Today's Economic Forecast? Partly Cloudy
More..