Garnet Capital Advisors - Garnet Capital Advisors Blog

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June 26, 2019

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Bank consolidations appear to be more attractive to midsize banks these days, thanks to current regulatory and market conditions, including heightened competition from bigger banks, pending regulatory changes, and the explosion of mobile banking.
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Industry Outlook

A Reflection on Bank Consolidation

June 25, 2019

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Economy / Rates

Treasury Yields Are Falling -- Now Is the Time to Look at Your Loan Portfolio

June 24, 2019

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>The Financial Accounting Standards Board (FASB), which establishes accounting rules for American companies, tuned down banks' proposal to modify CECL to alleviate its effect on earnings.
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Regulatory..

The Latest on the CECL: It's Coming -- Here's How to Get Ready

June 21, 2019

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Credit card delinquencies and defaults are on the rise and have recently hit a seven-year high, prompting lenders to take a closer look at their loan portfolios to spot signs of risky assets.
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C/O and BK

Credit Card Defaults Rising, But Still Near All-Time Lows

June 13, 2019

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Many bank executives believe that consumers may be on the brink of forgoing traditional brick and mortar branches.
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June 11, 2019

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Fintech

FinTech, Regulations, and Banking Continue to Converge -- Here's the Latest

June 10, 2019

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The CFPB proposed new rules recently that is aimed at helping to cut back on the number of collection calls consumers would receive from creditors.
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