Garnet Capital Advisors - Garnet Capital Advisors Blog

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Lending to companies that are already overleveraged is risky business for lenders. But it's not the banks that are necessarily at risk, but nonbank finance companies.
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Industry Outlook

Politicians Are Predicting a Leveraged Loan Bubble -- Here's Who's At Risk

July 24, 2019

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Artificial intelligence (AI) may be streamlining the lending process for lenders in terms of determining who is creditworthy enough for a loan, but there is a concern that AI may be creating different effects among different classes of applicants.
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July 23, 2019

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There is a new wave of large bank consolidations on the horizon, with a recent deal between BB&T and SunTrust marking the largest in about a decade. As such, now is the time for banks to clean up their balance sheets and be prepared for these anticipated mergers.
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Industry Outlook

With Mergers on the Horizon, There's No Better Time to Clean Your Balance Sheet

July 22, 2019

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New lending players have been supplying a large portion of the money in the lending ecosphere, in many cases overshadowing the contribution of banks. But with less regulation in this space, these nonbank finance companies are putting themselves at risk without proper strategies in place to protect themselves.
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Residential Fintech

How Nonbank Lenders Can Reduce Their Risks

July 19, 2019

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With defaults low thanks to lower interest rates, distressed debt continues to dwindle. Now is the time for banks to sell before any turn in the economy.
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Pricing

With Distressed Debt at Low Levels, Banks Are Selling at High Prices

July 11, 2019

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New rent regulations in New York are negatively affecting community banks, prompting lenders to revisit their loan portfolios to ensure they're well-balanced.
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Regulatory.. Industry Outlook

New Regulations Are Impacting Community Banks -- Here's How to Protect Yourself

July 10, 2019

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Home sales dipped this past April, but with continued low mortgage rates and a strengthened job market, the housing market looks bright for the remainder of 2019.
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Residential

Is the Future Bright for the Housing Market?

July 9, 2019

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Tech giants like Google and Amazon have recently been exploring the financial space, but will they follow through with an application for national bank charter?
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