Garnet Capital Advisors - Garnet Capital Advisors Blog

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Homes values have been rising in several different metropolitan areas, and now many properties have prices that exceed the conforming loan values set forth by government programs.
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Pricing Consumer L.. Trending Residential

Declining affordability in certain cities could undermine loan origination and impact loan sales

April 30, 2014

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Americans have changed how they harness credit card debt, a financial consulting firm stated recently, and these new practices could potentially constrain loan sales by reducing the supply of available debt.
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Consumer L.. Trending Commercial Residential

New view of credit card debt could constrain loan sales by affecting supply

April 30, 2014

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The Consumer Financial Protection Bureau recently released a report containing information on how consumers can use electronic methods to complete the paperwork involved in a mortgage closing.
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Pricing Consumer L.. Trending Residential

CFPB efforts to educate on home loans could strengthen mortgage market

April 30, 2014

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Lending standards could potentially weaken as housing prices continue to increase, Lindsey Piegza, chief economist for privately-owned brokerage Sterne Agee, stated recently.
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Pricing Consumer L.. Trending Residential

Economist: Lending standards could soften as home prices rise

April 29, 2014

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The total value of automobile loans outstanding rose in March, and the increased supply of this type of debt could bolster loan sales.
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Pricing Consumer L.. Trending

Rising auto loans could encourage loan sales by providing loans with shorter durations

April 29, 2014

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Pending home sales surged in March, and this development could affect loan sales by increasing the supply of available mortgage debt.
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Consumer L.. Trending Residential

Surging pending home sales could bolster loan sales

April 29, 2014

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U.S. economic growth seems to be picking up, and this development could affect both loan origination and loan sales by bolstering the sentiment of consumers and the demand for credit.
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Pricing Consumer L.. Trending Residential C/O and BK

Stronger economic growth could bolster loan origination and impact loan sales

April 28, 2014

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New York City's economy keeps getting stronger, according to the recent improvement in many economic indicators.
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Commercial

NYC economy continues to grow stronger

April 28, 2014

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Various measures of consumer confidence have shown strength lately, and the continued improvement in this sentiment could fuel more robust loan origination by increasing the demand for credit.
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Pricing Consumer L.. Residential C/O and BK

Continued increases in consumer confidence could mean more robust loan origination

April 25, 2014

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Strong durable goods order data for March showed the robust nature of the economy, and this continued improvement could help bolster loan origination by making consumers more confident.
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Pricing Consumer L.. Residential

Strong durable goods orders could bolster loan origination by increasing confidence

April 24, 2014

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New home sales dropped sharply in March, and this development could combine with more stringent lending standards to affect loan sales by reducing the supply of debt.
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Pricing Residential

Sharp drop in new home sales could affect loan sales by cutting supply

April 23, 2014

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Retail sales surged in March, and the sharp gain could potentially drive up loan origination by supporting demand for credit.
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Pricing Consumer L.. Trending

Growing retail sales could support loan origination by bolstering demand for credit

April 23, 2014

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Economic conditions in Texas are strong and improving, and this situation could help support loan sales by increasing both the supply and demand for credit.
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Pricing Consumer L..

Burgeoning economic conditions could help support TX loan sales

April 21, 2014

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U.S. consumer defaults plunged in March, and this development could affect loan sales and pricing by lowering the supply of low-quality credit.
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Pricing Consumer L.. Trending C/O and BK

Plunging defaults could affect loan sales by reducing low-quality credit

April 18, 2014

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U.S. mortgage lending plunged during the first quarter of 2014, and this development could easily affect the price and volume of loan sales by reducing supply.
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Pricing Residential

Plunging mortgage lending could affect loan sales by reducing supply

April 17, 2014

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Condominium developments have been springing up all over in U.S. metropolitan areas, and this trend could easily impact loan sales by increasing the amount of available debt.
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Pricing Residential

Urban condo development could bolster loan sales

April 16, 2014

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U.S. consumer borrowing surged more than economists had expected in February, and this development could bolster loan sales if banks seek to unload any excess credit they have extended.
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Pricing Consumer L..

Rising US consumer borrowing could bolster loan sales due to higher originations

April 14, 2014

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U.S. banks have been facing many challenges recently that could hamper their fiscal results, and lenders in this situation might turn to buying loan portfolios in order to bolster their financial performance.
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Pricing Trending

US Banks could potentially buy loan portfolios to help bolster financial performance

April 11, 2014

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Several measures of consumer delinquency fell during the fourth quarter of last year, according to a survey conducted by the American Bankers Association.
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Pricing Commercial

Declining consumer delinquencies could affect loan sales

April 10, 2014

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Many participants in a recent industry survey expressed optimistic views of the housing market, and this strong sentiment could foreshadow more robust loan origination.
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Pricing Consumer L..

Rising consumer sentiment could precede most robust loan origination

April 10, 2014

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More than 80 percent of lenders taking part in a recent American Bankers Association survey predicted that consumers will have reduced access to mortgages as a result of new industry regulations.
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Pricing Residential

Reduced mortgage access could affect distressed loan sales

April 8, 2014

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Banks across the U.S. have been focusing on the leverage ratio, and complying with this particular requirement could motivate them to make loans that they consider safer or have lower capital requirements.
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Pricing Consumer L..

Focus on leverage ratio could spur risky loan sales

April 8, 2014

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Temporary positions in the U.S. have surged lately, and this situation could potentially have a significant impact on credit markets if it is a precursor to the creation of more full-time jobs.
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Pricing Consumer L..

Robust growth in temp jobs could help support loan demand

April 7, 2014

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The U.S. economy has been creating jobs consistently for many months, most recently boosting payrolls in March, and sustained labor market improvement could bolster loan origination by putting more money in the pockets of consumers and making them more optimistic about the future and willing to borrow.
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Pricing Consumer L..

Job growth could help spur loan origination by providing boon to consumers

April 4, 2014

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Consumers have been keeping a lid on their credit balances while issuers continue to hold high underwriting standards, and these issues could limit distressed debt sales by reducing supply.
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