Garnet Capital Advisors - Garnet Capital Advisors Blog

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Credit unions saw loan originations tumble over the first few months of 2019, but things have returned to roughly the same level as last year. That said, some loan types have weakened, prompting credit unions to take measures to add to their portfolios.
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Residential Trending

Credit Unions Need to Bolster Their Loan Portfolios -- Here's Why

August 28, 2019

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With banks and credit unions now in a lower rate environment, reporting asset growth and quality in the coming quarters will be necessary. Offsetting the pressure of low rates on margins can be done by pushing for more loan growth and expanding loan portfolios.
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Economy / Rates

How Banks Can Thrive in a Lower Rate Environment

August 27, 2019

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Puerto Rico is becoming an attractive area for investment if you're in-the-know about the island, the local laws, and the economy. Is now a good time to set your investment sights on Puerto Rico?
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August 23, 2019

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Issues are creeping up in the lending sphere when it comes to credit quality, which makes now a good time for banks and lenders to review and adjust their loan portfolios.
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Commercial

Why Now Is a Great Time to Prune Your Portfolio

August 22, 2019

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In the event that another recession takes place, some banks and lenders are retreating from loans in certain sectors, including commercial real estate, to hedge against risk. All banks should take a closer look at their loan portfolios to adjust them for possible risks.
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Industry Outlook

Why Banks Are Taking a Closer Look at Their Loan Portfolios

August 15, 2019

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With economic uncertainty still lurking and the impact of the recent slash in interest rates, banks need to be more carefully assessing their portfolios. Thinking long-term about growth and asset management is prudent.
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Economy / Rates

How Healthy Banks Are Growing Their Revenue Streams

August 14, 2019

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Niche lending can help banks, credit unions and other lenders diversify their products and income streams. But without proper precautions and measures put in place, they may also find adjusting their portfolios problematic.
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Consumer L.. Trending

An Effective Solution to a Common Problem for Niche Lenders

August 9, 2019

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Valley National Bank recently announced plans to acquire Oritani Financial, which will not only help boost its assets and presence in its home state of New Jersey and other nearby states, but will also help strengthen its loan portfolio. And it's time that other banks follow suit.
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Industry Outlook

Valley National Bank Strenghtens Their Portfolio -- It's Time for Others to Follow Suit

August 8, 2019

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The FASB's CECL standards may be delayed in implementation for certain banks, but that doesn't mean they should delay in making any necessary changes to be prepared for the new accounting standards.
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