Garnet Capital Advisors - Garnet Capital Advisors Blog

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Digitization is on the rise in all facets of lending, including small business lending. Banks and credit unions can take advantage of what this can do for their bottom line and enter this space by teaming up with the right partner that has these types of loans available.
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Commercial

Digitization on the Rise in All Facets of Lending

September 27, 2019

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Credit card issuers are increasingly selling pieces of their card portfolios. When done in an organized manner, credit card providers can find the right buyer and open up their loan portfolios to more profitable assets.
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C/O and BK

Credit Card Issuers Are Trimming Card Portfolios

September 20, 2019

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The CFPB will hold its symposium on September 19, 2019, to discuss behavioral economics and how it impacts consumer finances.
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September 18, 2019

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Restaurant loans are struggling right now with many casual dining chins filing for bankruptcy protection. Could this be a sign that an economic downturn is looming?
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Economy / Rates Industry Outlook

Do Restaurant Bankruptcies Signal an Impending Economic Downturn?

September 17, 2019

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Certain California lenders that carry out commercial financing transactions will soon be subject to more regulations under the new Commercial Financing Disclosures law, which resemble the types of disclosures applicable to consumer lending.
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Commercial

Small Business Lending May Mirror Consumer Lending Moving Forward

September 16, 2019

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September 13, 2019

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There are talks of Fannie Mae and Freddie Mac being removed from conservatorship, causing concern over the future of these GSEs.
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Industry Outlook

What Will the Future Hold for FNMA and FHLMC?

September 12, 2019

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The CFPB's ability-to-repay rule was recently tested in court when an Ohio man sued his bank after facing foreclosure. The federal judge sided with the bank, which may discourage others from trying the same route in a last attempt to avoid foreclosure.
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Residential

CFPB Rule Tested in Recent Lawsuit: Here's What You Need to Know

September 11, 2019

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Unemployment among youths is at a low over recent years, which is a sign that people are more eager to work and that the economy is stronger than it has been in a long time.
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