Our take on the latest trending events:

Excerpt:
Banks and Credit Unions are seeking out more consumer and C&I loans in an effort to boost lending and beef up their loan portfolios in 2020. Working with a loan sale adviser can help access quality origination sources.
More..
Excerpt:
Certain consumers are overleveraged on their auto loans, mimicking the situation that triggered the housing crisis over a decade ago, albeit on a much smaller scale. This can lead to delinquencies, which paints a bad picture for both consumers and their lenders.
More..
Excerpt:
Banks and credit unions are keeping a close eye on C&I loans as delinquencies and defaults increase, particularly in the energy sector. But once they become "criticized assets" these loans can still be sold into a robust loan-buying market to minimize the reporting of bad loans on financial institutions' balance sheets.
More..
Excerpt:
Fintechs are being more conservative when it comes to the types of borrowers they lend to in response to investor demands. With fintech lenders tightening up their standards, they're starting to look more like traditional banks.
More..
Excerpt:
A recent statement from federal regulators points to the potential use of alternative data in loan underwriting practices to help more consumers gain access to credit.
More..
Excerpt:
Bank mergers have become something of a trend over recent years, and more mergers are likely. As such, a clean balance sheet makes a merger easier, prompting banks to clean their balance sheet now while prices are still high.
More..
Excerpt:
Corporate debt has now exceeded household debt for the first time in three decades, prompting lenders to take a closer look at their loan portfolios to ensure risky assets are sold off.
More..