Our take on the latest trending events:

Excerpt:
Richard Cordray, director of the Consumer Financial Protection Bureau, sought to allay fears that regulators would pounce immediately on improper use of the new forms.
More..
Excerpt:
The federal crack-down on perceived racial bias in the car loan sector continued as Fifth Third Bank agreed to pay $18 million to settle allegations brought by the Consumer Financial Protection Bureau.
More..
Excerpt:
The increased perceived risk around student-loan backed portfolios has already started to play out in the marketplace.
More..
Excerpt:
Outlook for Banking Industry? Promising ...
More..
Excerpt:
Caution Rules: Banking Industry Survival as Interest Rates Remain Unchanged
More..
Excerpt:
Monitoring the Balance Sheet: Key to Banking Profitability
More..
Excerpt:
Low Interest Rates: The Good and the Bad for Banking Industry
More..
Excerpt:
Market watchers see a potentially lucrative upside for the securitization of marketplace-lending backed assets.
More..
Excerpt:
The gradual improvement of the economy makes it somewhat surprising that levels of bad loans remain above where they were before the Great Recession. And the rock-bottom interest rates that allowed bankers to keep carrying these loans funded with low-cost capital are about to end.
More..
Excerpt:
When regulators from the Federal Reserve, Federal Deposit Insurance Corp. and Officer of the Comptroller of the Currency got into the same room with roughly 40 energy bankers, the sparks reportedly flew.
More..
Excerpt:
This month the U.S. Department of Housing and Urban Development announced the latest of its debt sales. This one differs from previous rounds, though, as it is guided by important changes in the agency's Distressed Asset Stabilization Program.
More..
Excerpt:
Overall loan originations declined 31 percent from 2013 to 2014, according to just-released federal data. The drop-off masks a slight rise in home purchase originations, which was offset by a radical pullback in refinancing.
More..
Excerpt:
Choosing whether to combine or split the roles has deep implications.
More..
Excerpt:
An investigation by American Banker found that the CFPB's own documents acknowledge that the agency's methods could result in overestimating the amount of racial bias built in to loan ecosystems.
More..
Excerpt:
Radius Bank announced on Sept. 16 that it would offer personal loans on its own website via Prosper Marketplace.
More..
Excerpt:
An Overview of the China Effect on Banks
More..
Excerpt:
Current and Future Interest Rate Environment: Decreased Need to Raise Rates
More..
Excerpt:
Whether the Federal Open Market Committee begins tightening benchmark interest rates at its September meeting or it waits for its confabs in October or even December, you can be sure change is coming soon to auto loan portfolios.
More..
Excerpt:
While Republican candidates are largely staying away from banking issues as they struggle to be heard above the welter of would-be nominees, Democratic hopefuls are to varying degrees talking tough about further financial reforms.
More..
Excerpt:
A new report showed that commercial real estate portfolios are carrying their highest loan-to-value ratios since before the financial crisis.
More..
Excerpt:
In the quarter-century before the financial crisis began in 2008, about 164 new banks opened in the United States every year. Since 2011? Roughly four. Total.
More..
Excerpt:
Although credit card issuers remained picky about who gets their plastic, the first quarter saw new charge accounts hit their highest level since 2008.
More..
Excerpt:
There are several banking-related matters on the table, none bigger than Sen. Richard Shelby's bank reform bill.
More..
Excerpt:
Loan balances swelled $185 billion from April to June, helping banks set a record for quarterly revenue.
More..
Excerpt:
Stagnant Loan Portfolio Growth Results in Shrinking Profit Margins
More..
Excerpt:
Improvements in Job Market May Prompt Interest Rate Hikes
More..