Our take on the latest trending events:

Excerpt:
While some may be in opposition of mobile payment company Square's reapplication to get a bank license, the commotion doesn't seem to be as significant as it has been for prior applications by other non-bank institutions. Could this mean that the banking industry is embracing technology and FinTechs?
More..
Excerpt:
If warning signs are on the horizon, what portfolio adjustments should you be making today?
More..
Excerpt:
It's a common misconception that selling loans only makes sense when credit is poor. In reality, banks and credit unions will find benefits to selling certain loans even when credit quality is good.
More..
Excerpt:
Millennials, which is now the largest living generation and segment of banking customers, have different preferences than the GenX and Baby Boomer generations. Surveys show that Millennials are not as brand-loyal as other generations, and also give some insight into the features that this group values.
More..
Excerpt:
It's proposed that the Community Reinvestment Act (CRA) be amended to help banking institutions remain more competitive while continuing to serve the needs of consumers in specific types of communities. But there is a consensus that all three major federal banking agencies be on board with how such modernization should come into play, which could prove to be a challenge.
More..
Excerpt:
The banking system is healthy, but there are challenges ahead.
More..
Excerpt:
Will big changes be on the horizon for the accounting laws on Current Expected Credit Losses (CECL)? At a recent roundtable meeting hosted by the FASB, some banks and lenders pushed back on the new standard that's to take effect early next year, asking the FASB to reconsider modifying the new model, while others are in favor of it proceeding. So, what will the FASB do with the concerns raised?
More..