• Garnet has a long history of selling liquid and illiquid mortgage loans.
  • Historically, non-Garnet transactions suffer from bid fade during final due diligence.
  • Garnet’s process to provide bidders with a comprehensive upfront diligence package gives bidders confidence to bid at levels that will hold through closing.

What Clients are Saying

  • "We hired you because we thought you would work harder, and we were right."

    CFO, $2 billion Community Bank
  • "We have used a lot of brokers and your level of service surpassed the others"

    SVP, $6 billion Bank
  • "Getting every loan sold was important to us and Garnet made sure that happened"

    Managing Director, Agent for Bank Syndicate


Performing Residential Mortgages


Performing First Lien Lines of Credit


Performing Second Liens


Performing and Nonperforming Residential Mortgages




Performing and Nonperforming Residential Mortgages

What Differentiates Garnet?



  • Data verification and remediation
  • Cost/benefit analysis of third party reports
  • Sales team ensures buyers review diligence


  • Every sale customized to sellers’ needs
  • One, two round and negotiated transactions
  • Seasoned sales team in touch with markets


  • Buyers trust Garnet materials
  • Quality information = Quality bids
  • Direct closing process

What are the Critical Factors in a Residential Sale?

1. Information

  • Data file clean-up
  • Third party diligence reports
  • Organized and easy to access
  • Buyers can bid with certainty

2. Pooling

  • Created to be attractive to buyers
  • Optimizes price, participation and pull-through
  • Will attract retail and wholesale bids
  • Buyers get what they want

3. Closing

  • Upfront diligence used to prevent fade
  • Price and terms negotiation assistance
  • Involved in all aspects of closing process
  • Develop settlement statement(s) and transfer timelines

View other Product Types

Commercial Loans

Certainty of Execution
Custom Analytics

Consumer Loans

Tailored Execution
Broad Experience


Over $100 billion Sold
Compliance Focused

Latin America

Local Knowledge
Market Maker