What Clients are Saying

  • " We hired you because we thought you would work harder, and we were right."

    CFO, $2 billion Community Bank
  • " We have used a lot of brokers and your level of service surpassed the others."

    SVP, $6 billion Bank
  • " Getting every loan sold was important to us and Garnet made sure that happened."

    Managing Director, Agent for Bank Syndicate






RPL Seconds


Performing and Nonperforming Residential Mortgages


Performing Second Liens



*multiple transactions

What Differentiates Garnet?



  • Data verification and remediation
  • Cost/benefit analysis of third party reports
  • Sales team ensures buyers review diligence


  • Every sale customized to sellers’ needs
  • One, two round and negotiated transactions
  • Seasoned sales team in touch with markets


  • Buyers trust Garnet materials
  • Quality information = Quality bids
  • Direct closing process

What are the Critical Factors in a Residential Sale?

1. Information

  • Data file clean-up
  • Third party diligence reports
  • Organized and easy to access
  • Buyers can bid with certainty

2. Pooling

  • Created to be attractive to buyers
  • Optimizes price, participation and pull-through
  • Will attract retail and wholesale bids
  • Buyers get what they want

3. Closing

  • Upfront diligence used to prevent fade
  • Price and terms negotiation assistance
  • Involved in all aspects of closing process
  • Develop settlement statement(s) and transfer timelines

Commercial Loans

Certainty of Execution - Custom Analytics

Consumer Loans

Tailored Execution - Broad Experience


Over $100 billion Sold - Compliance Focused