Garnet Capital Loan Portfolio Sales Image

LOAN
PORTFOLIO
SALES

Making loan portfolios

stand out

Products

Commercial Loans

Certainty of Execution
Custom Analytics

Consumer Loans

Tailored Execution
Broad Experience

Residential Loans

No Price Fade
All Loans Sold

Charge-Offs

Over $100 billion Sold
Compliance Focused

Latin America

Local Knowledge
Market Maker

About Us

Introduction to Garnet

Garnet Capital is a financial services company specializing in managing loan portfolio sales and providing valuation services.

Garnet Blog

Cooling Consumer Sentiment and Spending Obscures Outlooks for Financial Industry

October 05, 2021

There is naturally a lot of concern and focus on debtors during an economically turbulent time. One must also ask what creditors intend to do about their own portfolios when things start to get a little shaky. The increased concerns about the economy have meant that many debtors have pulled back on their credit card usage, and most are paying down their current balances. It turns out that this is a unique reaction to an economic shock.

Mid-Tier Banks Shine in the Pandemic: What They Got So Right

September 21, 2021

One area of modern finance that is not spoken about nearly enough is how a flood of government-back PPP loans has impacted the overall economic landscape. This is a brand-new product to hit the market in response to COVID-19, and some industry players have wasted no time figuring out how they can profit from it. The mid-tier banks in particular have done well by collecting fees on these loans. Big banks also got in on the action, but the mid-tier players have made it a central piece of their ongoing operations.

Forward-Flow Sales Of Underperforming Assets Helps Keep Profits Consistent

August 27, 2021

Selling underperforming assets to debt buyers surely sounds like a great deal for banks, credit unions, and credit card issuers to accelerate cash flow and get some less than ideal accounts off their books. However, most do not want to put themselves in a position where they get periodic boosts to their balance sheet via these sales but are unable to maintain steady or consistent profits because they are uncertain as to the future price of sale pools. Instead, some are opting to use a "forward flow" agreement to create a more consistent income flow from the sale of these debts. 

Information Center

October 25 - 27, 2021

2021 AFSA Annual Meeting

Building on previous AFSA conferences, you will: Explore the evolving landscape of consumer credit – from global to local – and learn what to expect in the coming months. Interact with our keynote speakers, panelists, industry colleagues and policymakers . Participate in thought–provoking breakouts and roundtable discussions. Network with other attendees, sharing best practices that increase your bottom line and enhance your customer relations.


Location
Washington DC

More Information

October 27 - 29, 2021

Auto Finance Summit

The Auto Finance Summit draws attendees from the full spectrum of lending. Participants can expect to connect with a diverse group of executives from both prime and nonprime banks, credit unions, floorplan lenders, thrifts, dealerships and service providers through our on-site networking opportunities, the matchmaking algorithm, and through the virtual event platform.


Location
Las Vegas, NV

More Information

End-to-End Fintech Loan Sale Services

Your Capital Markets Liquidity Solution


Forward Flow Sales

Why Sell Charged-off Accounts on a Forward Flow?


Capital Market Expertise for Specialty Finance

How Garnet Can Help Via Warehouse Facility and Whole Loan Sales


Garnet 2021 Lendit Booth Video

Garnet

What trends do you see in the Loan Sale market?

Sean McVity

How does Garnet help a seller?

Sean McVity

Garnet Capital Overview

Garnet Capital Overview

Evolution of the Debt Sales Market

Evolution of the Debt Sales Market

Garnet Capital's Organized, Effective Sales Process

Garnet Capital's Organized, Effective Sales Process

Management

Robin Ishmael

Managing Partner
New York

Lou DiPalma

Managing Partner
New York

Sean McVity

Managing Partner
New York